





Over-sizzle your sausages? Make a “claim” and you could score an Uber Eats voucher to buy yourself a replacement meal.
See the full terms and conditions for this competition here.
Enter here
Over-sizzle your sausages? Make a “claim” and you could score an Uber Eats voucher to buy yourself a replacement meal.

Did someone or something small ruin your otherwise perfect photo? Make a “claim” and we might photoshop it better.
See the full terms and conditions for this competition here.
Enter here
Did someone or something small ruin your otherwise perfect photo? Make a “claim” and we might photoshop it better.

Over-sizzle your sausages? Make a “claim” and you could score an Uber Eats voucher to buy yourself a replacement meal.

Get a present so bad you can’t even regift it? Make a “claim” and you could get a Farmers online voucher to get yourself something even better.

Overdo it last night? Make a “claim” and we could sort you out with an Uber Eats fix.

Wind ruining an otherwise great summer’s day? Make a “claim” and you could grab an online voucher for Mitre 10 to get yourself a shiny new kite so you can make the most of it!





To enter any of the competitions listed above, simply click the submit button below the one you'd like to enter. Doing this will open Facebook Messenger where you can submit an entry by submitting a photo of your summer mishap that needs covering. Once submitted, you'll be asked for an email address to complete your entry. Entries are not valid unless an email address has been provided.
Each day we will be letting the lucky winners know through Facebook Messenger by replying to your DM, or by emailing you with the email address you provided - so keep your eyes peeled!
Tower will choose the image that best captures the summer misfortune for the competition you've entered, so for 'Burnt BBQ' send us your best picture of a BBQ disaster, or for 'Bad Prezzy' send us a picture of the worst Christmas present you've received.
Each competition opens and closes on a different date, see above to see which competition we’re currently running.
You can enter all of the competitions listed above, but you can only put in one entry per competition. Extra entries will not be counted.
Each competition has a different prize related to the summer mishap you need "cover" for. For example, if you enter our New Year’s Day cover competition, we’ll give you an Uber Eat's voucher for a Macca’s fix to set you right.
Congratulations on winning a voucher! Simply copy and paste the voucher code we sent you at the checkout of the relevant company.
No, unfortunately, these vouchers can only be redeemed online.
Terms and conditions can be found here.
If you need to make a real claim for your Tower insurance policy, you can do so here.
Unfortunately, we're only running this promotion through Facebook messenger - sorry about that!
Contact summercover@tower.co.nz and we’ll make it right.