No one needs reminding that 2020 has been a bit rough, so we want your summer to be perfect.

To help "insure" you against the not-so-sunny side of summer, check out our Super Summer Cover competitions below and you could be in to win!

Competition terms and conditions apply.


A not-so-sunny thing happens over summer

Submit your "claim" using Facebook Messenger

Get in the draw to win a voucher to make it all better

We're covering

Burnt BBQs (again!)

Over-sizzle your sausages? Make a “claim” and you could score an Uber Eats voucher to buy yourself a replacement meal.

See the full terms and conditions for this competition here.

Enter here
Closes 
25 Jan
Coming Soon

Burnt BBQs (again!)

Over-sizzle your sausages? Make a “claim” and you could score an Uber Eats voucher to buy yourself a replacement meal.

Opens on 
14 Jan

Photo Fail

Did someone or something small ruin your otherwise perfect photo? Make a “claim” and we might photoshop it better.

See the full terms and conditions for this competition here.

Enter here
Closes 
31 Jan
Coming Soon

Photo Fail

Did someone or something small ruin your otherwise perfect photo? Make a “claim” and we might photoshop it better.

Opens on 
25 Jan

So far we covered

Finished

Burnt BBQs

Over-sizzle your sausages? Make a “claim” and you could score an Uber Eats voucher to buy yourself a replacement meal.

Closed
December 20, 2020
Finished

Bad Prezzy

Get a present so bad you can’t even regift it? Make a “claim” and you could get a Farmers online voucher to get yourself something even better.

Closed
December 31, 2020
Finished

New Years Day

Overdo it last night? Make a “claim” and we could sort you out with an Uber Eats fix.

Closed
January 3, 2021
Finished

Windy Day

Wind ruining an otherwise great summer’s day? Make a “claim” and you could grab an online voucher for Mitre 10 to get yourself a shiny new kite so you can make the most of it!

Closed
January 13, 2021

Claims so far

Max burnt his sausage

FAQs

How do I enter the competitions?

To enter any of the competitions listed above, simply click the submit button below the one you'd like to enter. Doing this will open Facebook Messenger where you can submit an entry by submitting a photo of your summer mishap that needs covering. Once submitted, you'll be asked for an email address to complete your entry. Entries are not valid unless an email address has been provided.

How do I know if I've won?

Each day we will be letting the lucky winners know through Facebook Messenger by replying to your DM, or by emailing you with the email address you provided - so keep your eyes peeled!

How do you choose who wins?

Tower will choose the image that best captures the summer misfortune for the competition you've entered, so for 'Burnt BBQ' send us your best picture of a BBQ disaster, or for 'Bad Prezzy' send us a picture of the worst Christmas present you've received.

When can I enter?

Each competition opens and closes on a different date, see above to see which competition we’re currently running.

How many times can I enter?

You can enter all of the competitions listed above, but you can only put in one entry per competition. Extra entries will not be counted.

What do I win?

Each competition has a different prize related to the summer mishap you need "cover" for. For example, if you enter our New Year’s Day cover competition, we’ll give you an Uber Eat's voucher for a Macca’s fix to set you right.

How do I redeem my vouchers

Congratulations on winning a voucher! Simply copy and paste the voucher code we sent you at the checkout of the relevant company.

Can I redeem the vouchers in store?

No, unfortunately, these vouchers can only be redeemed online.

Where can I view the terms and conditions?

Terms and conditions can be found here.

Can I claim for my car/house/contents policy via Facebook Messenger?

If you need to make a real claim for your Tower insurance policy, you can do so here.

What if I don’t use Facebook Messenger?

Unfortunately, we're only running this promotion through Facebook messenger - sorry about that!

I'm having an issue, how can I get help?

Contact summercover@tower.co.nz and we’ll make it right.